http://www.bestnodocloans.com/content/blog.htmBest No Doc Loans Bloghttp://www.bestnodocloans.com/content/study_shows_timely_payments_on_new_mortgages_rise.htmMore people are managing to pay their home-loan bills on time, reflecting more conservative lending policies. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187548/20071022-hagerty.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187548/20071022-hagerty.html</a><p>http://www.bestnodocloans.com/content/index_of_construction_offers_gloomier_outlook.htmThe Architecture Billings Index fell last month to 51.1 from 53.9 in August and down significantly since its near historic high of 60 in July. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171473013/20071018-wsj.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171473013/20071018-wsj.html</a><p>http://www.bestnodocloans.com/content/in_china_the_wealthy_show_off_wealth_with_lavish_homes.htmThe countys villa compounds, gated communities of multimillion-dollar houses, offer a view of what its like to be rich in a nation thats coming to terms with being communist in name only. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187549/20071022-fowler.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187549/20071022-fowler.html</a><p>http://www.bestnodocloans.com/content/is_a_bigger_lot_better_when_buying_a_home.htmA California couple is looking to trade their condo for a house. From a money standpoint, should they opt for a bigger piece of property, but a smaller home, or go for a newer residence thats built on a tiny lot? <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187550/20071022-fletcher.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187550/20071022-fletcher.html</a><p>http://www.bestnodocloans.com/content/richard_gere_buys_in_schnabels_building.htmThe actor has purchased an apartment in New York City. Plus, rental-car billionaire Jack Taylor has bought a Palm Beach, Fla., home, and the price of a Montana ranch owned by the late Liz Claiborne has been cut 12%. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187551/20071022-private.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal/~3/173187551/20071022-private.html</a><p>http://www.bestnodocloans.com/content/burned_by_real_estate_some_just_walk_away.htmMore investors are making the drastic decision to send their homes into foreclosure. This can leave credit scores and assets vulnerable to assault. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171940939/20071019-dunham.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171940939/20071019-dunham.html</a><p>http://www.bestnodocloans.com/content/lenders_raise_the_bar_for_commercial_real_estate.htmBanks are enforcing higher equity requirements for developers. The tighter standards mark a departure from mid-2006 to mid-2007 when Wall Street banks were underwriting interest-free loans and debt. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/173187727/20071022-pruitt.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/173187727/20071022-pruitt.html</a><p>http://www.bestnodocloans.com/content/miamis_office_market_is_solid_despite_real-estate_slump.htmWhile the city has been hit hard by the housing bust, the problems havent spread to the metros commercial sector so far. <p>Source: <a href="http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171473011/20071018-blueprint.html">http://feeds.realestatejournal.com/~r/wsj/realestate_journal_commercial/~3/171473011/20071018-blueprint.html</a><p>http://www.bestnodocloans.com/content/a_new_master-planned_city_in_the_works_for_south_korea.htmThe developers of Songdo City have moved up their schedule. 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It is ultimately up to you to decide what is in your best interest, not a loan officer.http://www.bestnodocloans.com/content/preapproved.htmGetting Preapproved for a Mortgage loan is one of the smartest things you can do as a real estate buyer.http://www.bestnodocloans.com/no_doc_refinance/capital_gains_tax.htmCapital Gains Tax is a tax paid on the profit from the sale of any investment or real estate.http://www.bestnodocloans.com/no_doc_refinance/good_faith_estimate.htm"What is a good faith estimate? Will that be my total costs at the closing table?"http://www.bestnodocloans.com/no_doc_refinance/get_out_of_debt_with_no_equity_in_my_home.htmThere are a variety of options available to help pay off your debt. Each one has its positives and negatives. The most common way for home owners to eliminate there credit card debt is to refinance their mortgage and roll all the debt into one payment. However if you have little to no equity in your home there are still ways to get out of debt.http://www.bestnodocloans.com/no_doc_refinance/getting_out_of_debt.htmIf you are like most Americans now days you probably have a large amount of unsecured high interest debt. This is usually on high interest credit cards and unsecured personal loans.http://www.bestnodocloans.com/no_doc_refinance/getting_a_mortgage_after_a_bankruptcy.htmTraditional mortgage financing dictated lending after seven to ten years after a bancruptcy. Today, a mortgage can be obtained after only 1 day from release.http://www.bestnodocloans.com/no_doc_home_loans/first_time_home_buyer.htmWith just a little bit of information, knowledge, and guidance, even the most timid first time home buyer can be well on their way to overcoming any fear and on the road to making a home purchase.http://www.bestnodocloans.com/no_doc_heloc/sweat_equity.htmSweat Equity is interest in a building that a tenant earns by contributing to its renovation or maintenance that can be used to purchase the property.http://www.bestnodocloans.com/no_doc_heloc/unlimited_cash-out_refinances.htmUnlimited cash out means there is no limit on the amount of money available. They can come in the form of HELOCs or 1st mortgages or a combination of both.http://www.bestnodocloans.com/no_doc_heloc/when_to_refinance.htmWhen is a good time to refinance? "I have heard that lowering my rate by a minimum of 2% is the only time I should refinance, is this correct", asks one borrower? A good time to refinance depends on your individual situation. Only refinancing when you can lower your rate by at least 2% is an old myth. There are many reasons to refinance your home mortgage loan and many times when refinancing can help you. Talk with a mortgage adviser to see what loan programs are available for you and if refinancing your home would make sense.http://www.bestnodocloans.com/no_doc_heloc/interest_only_advantages.htmAn interest only loan is a loan where you only pay the interest that is due each month. Your principle balance always remains the same. One advantage of an interet only loan is that your monthly payment will be lower, since you aren't paying down the balance at all. This gives you more cashflow each month and allows you to manage your finances more efectively.http://www.bestnodocloans.com/no_doc_heloc/investing_your_equity.htmMost people leave money they could use for investing sitting in their house in the form of equity. That's right, you can refinance your house and place your cash in a growth fund. Did you know that you can actually gain weatlh faster by doing this even if you are only receiving the same return on your money as you are paying in interest on your mortgage due to tax write-offs on mortgages?http://www.bestnodocloans.com/no_doc_heloc/prime_rate.htmPrime rate is one of the most publicized indexes in the news media. Prime rate is used as one of the indexes in adjustable rate mortgages, especially home equity lines of credit. Changes in the prime rate do not directly affect other types of mortgages, however the same factors that affect the prime rate also influence the interest rates of mortgage loans. Prime is an interest rate that banks generally charge to their preferred customers. http://www.bestnodocloans.com/no_doc_heloc/home_equity_loans_and_commercial_lines.htmAll outstanding debt will be considered when applying for any loan. The lender will look at your finances to see if you can afford to take on additional debt. In the case of a home equity loan, they will look at the total amount available, not the current amount owed. So if you owe only a few hundred, but the equity line is for $50,000, when you apply for the commercial loan the loan officer is going to look at it as if you owed the entire $50K because you could go out the next day and max it out.http://www.bestnodocloans.com/content/how_can_i_get_a_lower_mortgage_rate.htmThere are many ways to receive a lower mortgager interest rate. You can buy the rate down by paying points, you can refinance after your house has earned equity or by increasing your credit score.http://www.bestnodocloans.com/no_doc_debt_consolidation/unlimited_cash-out_refinances.htmUnlimited cash out means there is no limit on the amount of money available. They can come in the form of HELOCs or 1st mortgages or a combination of both.